Disclaimer
Last updated: May 2026
pension-calculator.co.uk provides educational tools and information only. Nothing on this website constitutes regulated financial advice under the Financial Services and Markets Act 2000.
Not Financial Advice
All content on pension-calculator.co.uk is intended for general educational purposes only. It does not constitute, and should not be relied upon as, regulated financial advice, investment advice, or recommendations to buy or sell any financial product. We are not authorised or regulated by the Financial Conduct Authority (FCA).
Calculator Accuracy
Our pension calculators provide estimates based on assumptions including growth rates, inflation rates, and contribution levels. Actual outcomes will differ. Investment returns are not guaranteed. Past performance is not a reliable guide to future returns. Figures are updated annually but may not reflect the most recent legislative or regulatory changes at all times.
Tax Information
Tax treatment depends on individual circumstances and is subject to change. Information about tax relief, National Insurance, and pension allowances reflects current rules as understood at the time of writing and may not be current at the time of reading. Always verify with HMRC or a qualified tax adviser.
Seek Professional Advice
Before making any pension or retirement planning decisions, we strongly recommend speaking to an FCA-regulated financial adviser. You can find one at unbiased.co.uk, vouchedfor.co.uk, or through the MoneyHelper service. You can verify an adviser's FCA registration at the FCA Register.
External Links
We may link to external websites including GOV.UK and other reputable sources. We are not responsible for the content or accuracy of external websites.