About pension-calculator.co.uk
Free, independent pension calculators and retirement planning guides for UK savers. Updated for 2026/27. No registration, no sign-up, no financial advice.
8 Free Calculators
From pension pot projection to drawdown modelling — all free, all updated for 2026/27.
6 In-Depth Guides
Comprehensive retirement planning guides covering State Pension, tax relief, drawdown, and more.
Educational Only
We provide tools and information only. We are not FCA-regulated and do not give financial advice.
Regularly Updated
Figures are updated each tax year to reflect the latest State Pension rates, NI thresholds, and PLSA standards.
Our Mission
pension-calculator.co.uk was created to give UK savers access to free, accurate, and easy-to-use retirement planning tools — without the need to sign up, share personal data, or speak to a salesperson. We believe everyone deserves to understand their retirement position clearly, regardless of their income or financial knowledge.
We are not a financial services company and we do not sell financial products. We do not receive commission from pension providers. Our calculators are built on publicly available government data and recognised financial planning frameworks.
What We Cover
Our tools and guides cover the full spectrum of UK retirement planning — from understanding your State Pension age and entitlement, to projecting pension pot growth, modelling drawdown sustainability, and calculating the tax savings from salary sacrifice. We update all figures each tax year.
For personalised financial advice, we strongly recommend consulting an FCA-regulated financial adviser. You can find one at unbiased.co.uk or through the MoneyHelper service from the Money and Pensions Service.